Input Settings
READYCurrency
Used for display only.
Start Date
For schedule dates & payoff month.
Loan Amount
You can type commas too.
Interest Rate (Annual %)
Example: 18.5
Tenure (Years)
Tenure (Extra Months)
0–11 months
Advanced Options
Fees, insurance, extra payments, rate change
Processing Fee (%)
Processing Fee (Fixed)
GST/VAT on Fee (%)
Monthly Insurance
Extra Monthly Payment
Prepay Month (0=none)
Prepay Amount
Rate Change Month (0=none)
New Rate After Change (%)
Results
OUTPUTMonthly EMI (base)
—
Doesn’t include insurance/extras
Total Interest
—
Over the full term
Upfront Fees (Fee + GST)
—
One-time at start
Total Payment (incl. upfront)
—
Monthly + upfront
Principal vs Interest
Donut breakdown
Payoff Month: —
| Month | Date | Rate | Payment (EMI+Insurance) | Principal Paid | Interest | Extra + Prepay | Balance |
|---|